How fast do you adopt new changes?

There is a theory named ‘Diffusion of Innovation‘ which explains how, why, and at what rate new ideas and technology spread through cultures. When any new product or service is introduced in real world – it is not accepted immediately by everyone. There are few people who adapt new things in life very quickly and […]

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Economic Bubble at Tea Stall near Pancharatna – Part 2

This is continuation of earlier blog “Economic Bubble at Tea Stall near Pancharatna – Part 1” If you have not read Part 1 – you will not get this post. Week later – there are rumors in market that scientist from Nasa did research on Tea masala and found it can be used in space […]

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Economic Bubble at Tea Stall near Pancharatna – Part 1

(Disclaimer: below post is only meant for light informational reading. Numbers and terms are over-simplified for same reason) Everyone has heard about bubble. In physics – bubble means a very thin film of soapy water that forms a sphere – usually last for only a few moments before bursting, either on their own or on […]

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How to Identify a Ponzi Scheme – Part 2

This is continuation of earlier post “How to Identify Ponzi Scheme Part 1” In earlier post I gave you some basic outline of how Ponzi schemes are designed. Core of such fraud schemes are – (1) It give a very high rate of interest or reward – which excites people to take part in to […]

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How to Identify a Ponzi Scheme – Part 1

One of my cousin from Ahmedabad recently called me and spoke about an exciting investment opportunity he came across in his friend circle. Scheme sounded too good to be true. Deposit 1 lakh rupee and get 10% interest every month. Yes every month(not year) – 10 percent/month. It basically means in 10 months I get […]

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